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Iowa Work Injury: Slip & Falls PDF Print E-mail
Written by Corey Walker   
Wednesday, 30 September 2009 20:13

Among all the different types of work injuries people get, slip and falls are a very common one. Each year thousands of Iowa workers are injured due to falling at work. Unlike a personal injury slip and fall case, if you fall at work you do not have to prove your employer was negligent, because workers’ compensation is a no fault system. This means if you slip and fall by accident or if your job created some hazard like snow, ice or a liquid you can still bring a claim against your employer, because they are liable while you are on the job working for them.

 

The severity of your slip and fall depends on your injuries. The most common injuries are back or knee injuries. However, more serious slip and fall injuries can include brain damage, broken bones, paralysis or even death. If you are hurt at work from a slip and fall you should inform your employer immediately and be seen by your doctor. Going to the doctor will provide documentation in your case that you sustained an injury from the fall at work.

 

Medical treatment will be very important to your case, if you have gaps in medical treatment the insurance adjustor and your employer will assume that you are okay since stopped treating. This might make your case worth less. You should also document any missed time from work due to your injury or doctor appointments as well as mileage and medications you have paid for regarding the injury.

 

If you or someone you know has been injured in a slip and fall accident at work, Iowa Workers’ Compensation Attorney Corey J. L. Walker practices primarily in workers’ compensation and is here to help answer any questions you may be having regarding your claim. Corey has helped hundreds of injured Iowans from across the state recover millions of dollars.

 Learn more about how to deal with your work injury:

Visit our Injured Iowan WebsiteWatch a video about

dealing with your work injury claim

Request a Free copy of our Iowa Workers’ Compensation Book

Contact Walker, Billingsley & Bair about a free consultation

Last Updated on Wednesday, 30 September 2009 20:15
 
Knee Injuries at Work PDF Print E-mail
Written by Corey Walker   
Thursday, 17 September 2009 18:53

Knee pain is very common, in fact one in three Americans older than age 45 reports some type of knee pain. You can also suffer from knee pain as the result of a work accident injury. There are many types of injuries that can cause you to have knee pain such a ligament or tendon injuries, both of these could easily happen to you at your job depending on what kind of work you do. There are different types of knee injuries a person can get, your knee is made up of ligaments and tendons and is very complex and therefore, it is possible to injure different areas of your knee. Listed below are a few examples:

 

LIGAMENT INJURIES

This occurs when you tear one of your ligaments. The two main ligaments in your leg stretch across each other diagonally from the bottom of your thighbone to the top of your shinbone. They are your PCL and ACL ligaments.

Symptoms include:

  • Instant pain that gets worse as you walk or bend your knee
  • Popping sounds
  • You can’t put your weight on the injured knee
  • Your knee feels like it might give way or buckle
TENDON INJURIES

Tendinitis is a good example of a tendon injury. Tendonitis is basically irritation or inflammation or one or more of your tendons. Tendons are the thick fibrous cords that attach your muscles to your bones.

 

Symptoms include:
  • Pain
  • Swelling of the front of your knee
  • Inability to entirely extend or straighten your knee
DISLOCATED KNEECAP

Your knee dislocates when the triangular bone that covers the front of your knee slips out of place. It usually slips to the outside of your knee, if your knee dislocates it will be visible.

 

Symptoms include:
  • Intense pain
  • Swelling
  • Trouble walking or straightening your knee
CAUSES & RISKS

There are certain causes or risk factors that may lead to a knee injury. Overuse or repetitive use of the area can cause a knee injury. If you work in a factory where you are always on your feet and doing heavy lifting you may be more prone to getting a knee injury. The muscles around your joints can get tired which puts stress on your knee and can cause your knee to become inflamed. This can also damage the tissue in your knee. If you already have weak muscles and you work at a job that requires you to put a lot of stress on your knees you might want to consider strengthening your muscles, otherwise, it could lead to an injury. Not having strength and flexibility in your knee muscles are one of the leading causes of knee injuries.

 

DIAGNOSIS

If you go to your doctor regarding knee pain you are having or a knee injury that you got a work you will need to be examined. Most likely your doctor will check the range of motion you have in your knee. If you have injured your ACL or PCL you will most likely do a Lachman test which will help your doctor to detect your injuries.

 

If your injuries aren’t apparent to the doctor he or she may perform an MRI or CT scan to get a better look at your knee. X-rays can’t show the doctor your ligaments and tendons, but if he or she suspects that you might have a broken bone then they will take x-rays. 

 

TREATMENT

 There are self-care measures you can take to help your knee pain such as protecting your knee from anymore damage. To protect your knee you can use a compression wrap or for more serious injuries you might use crutches or a brace. You also need to rest, ice, and elevate the injured knee.

 

Your doctor may recommend physical therapy to help strengthen the muscles around your knee. There may be surgical options available to you as well depending on the circumstances of your injury and what is right for you.

  

You never know when you might get hurt at work. If you or someone you know has been injured on the job and would like to know what you should do next, our workers’ compensation attorney, Corey J.L. Walker at Walker, Billingsley & Bair is here to answer your questions. Corey is dedicated to leveling the field between insurance companies and injured Iowans. He has represented hundreds of Iowans hurt at work from Des Moines, Pella, Grinnell, Newton, Iowa City, Cedar Rapids, Knoxville, Oskaloosa, Ottumwa and from throughout the state of Iowa.

 Learn more about how to deal with your work injury:

Visit our Injured Iowan Website

Watch a video about dealing with your work injury claim

Request a Free copy of our Iowa Workers’ Compensation Book

Contact Walker, Billingsley & Bair about a free consultation

Last Updated on Thursday, 17 September 2009 18:57
 
What You Need to Know if You Are in a Car Accident PDF Print E-mail
Written by Corey Walker   
Wednesday, 02 September 2009 20:44

No one knows when they are going to be involved in a car accident, the best thing you can do is prepare yourself, your family, and your car. Car accidents happen all the time, they can’t always be prevented, but there are safety precautions you can take to help to prevent an accident. This can be done by making sure your car is the safest it can be for you and your family. Also, knowing what you need to do in case you are in an accident can help protect you as well. Whether you have a car or are looking for a new one, there are certain features you should consider that may be important in keeping you safe while driving.

 

 Safety features or tips you may want to consider:

·         Stability Control- if you start to swerve or go off the road the car will automatically slow down and try to get you back on track

·         Navigation System- helps you find your destination without having to look at directions or a map. This allows you to give your full concentration to the road

·         Side-impact airbags- these airbags would help absorb the blow if you are hit from the side

·         Rear parking sensors- this feature will let you know when you are getting too close to a car while backing up.

·         Good tires- having good tires can keep you from getting a flat or losing control due to worn tires

·         Buying a car instead of an SUV- studies show that SUVs are more likely to roll than cars, because they are higher off the ground so you may want to consider buying or driving a car instead.

 

If are involved in an accident there are many steps you need to take after it happens if you are able to. If you are involved in a low impact crash and there aren’t serious injuries you should move your car out of the roadway, off to the side if you are able to drive your car, this will help prevent another accident from happening.

 

You should always exchange information with the other driver for insurance purposes as well as the description of the other car and location of the accident. Having a camera in your car at all times is a great idea, because you would want to photograph the accident so you can show the damages to your car properly.

 

If you keep an emergency kit in your glove box you will be set. Emergency kits usually include a pen or pencil, note pad for taking notes, and a disposable camera. You can buy accidents for your car or Walker, Billingsley & Bair offers them to people who simply go online and review our new website, we will then send you our car accident kit for free after you review our website and provide us with your information.

 

There are many things you can do to prepare yourself for an accident; however, it won’t fully prevent you from ever being in an accident. If you or a loved one has been involved in an accident our team of attorneys at Walker, Billingsley & Bair are here to help answer your questions.

 Learn more about how to deal with a car accident:Visit our Injured Iowan Website

Watch a video about dealing with your car accident

Request a Free copy of our Car Accident Book

Contact Walker, Billingsley & Bair about a free consultation

Last Updated on Wednesday, 02 September 2009 20:55
 
Essential Information Regarding Your Claim: The Injured Workers' Bill of Rights PDF Print E-mail
Written by Corey Walker   
Friday, 28 August 2009 19:14

Iowa Law has recognized the needs of its injured workers since 1913.  The law requires every employer to obtain workers’ compensation insurance (or be approved as a self-insurer) to cover their workers.  However, even the finest employer is not likely to tell you all you need to know.  If you are injured in a work accident or suffer from an occupational disease caused by your work, Iowa law says that you have 10 basic rights; we will share the first 5 with you here: 

1. Right to Medical Treatment: You always have the right to seek medical care from any medical provider that you choose.  However, please keep in mind that your employer and/or their insurance carrier will generally only pay for medical care that they have authorized or approved.  Also, if you have health insurance they may reject the claim as being a work related condition. 

2. Lifetime Medical Care: Your employer and/or their insurance company are responsible for paying for all medical care necessary to treat your work related injury.  This includes all forms of care and treatment:

 
  • Hospital;
  • Medical;
  • Therapy;
  • Nursing;
  • Diagnostic testing;
  • Surgery; and
  • Physical rehabilitation or pain management.
 

However, generally your employer and/or their insurance company get to choose the medical providers you are sent to.  The right to medical care and treatment may continue for the rest of your life for conditions related to your work injury or occupational disease.

 

3. Payment of Medical Care Including Mileage:

 
  • Medical Expenses:  Generally, your employer and/or their insurance company have to provide you with medical care and treatment.  This includes them paying for all treatment that they offer to you.  However, there are some circumstances that they can be held responsible for paying medical expenses that you incur with medical providers not approved by them.
 

For example, if your work injury claim has been denied then they lose control over your medical treatment.  If your injury is later determined to be work related then they would be accountable for the costs.  There are other limited circumstances that you can seek medical care with a provider who is not approved and they will be required to pay for it. 

 
  • Mileage Expenses:  You are entitled to be reimbursed at the rate of $.55 per mile effective July 1, 2009, for all mileage you incur going to and from doctors’ appointments, physical therapy visits, etc.   
 

4. Right to Your Job: Under Iowa law your employer is not supposed to fire you for filing a workers’ compensation claim. However, you can be terminated for other reasons such as absences, work problems, etc. Also, subject to some exceptions (for example if you are a union member) generally your employer does not have to find you work if you are unable to return to your old job because of restrictions.

 

 5. Right to Find Another Job: Leaving your job does not end your workers’ compensation claim. Just because you may be receiving workers’ compensation benefits, does not mean that you have to remain employed with the same employer. However, leaving your job while you are still being treated may impact your case and the compensation that you receive.  

 

To learn more, including the other 5 Rights and 7 Deadly Mistakes to Avoid if You are Hurt at Work order your copy of our FREE Book entitled “Iowa Workers’ Compensation- an Insider’s Guide to Work Injuries”.  

 

Why offer a Free Book?  Since 1997, I have represented hundreds of Iowans hurt at work from Iowa City, Cedar Rapids, Knoxville, Grinnell, Des Moines, Newton, Pella, Oskaloosa, Ottumwa and from throughout the state of Iowa.  I have seen too many clients make mistakes before they had the “right” information resulting in them losing thousands of dollars.

 

Finally, you can learn about work injuries in the comfort of your own home with no risk or obligation.  However, quantities are limited so to learn how to avoid costly mistakes and your rights click on the work injury book image on this webpage, go to http://www.IowaWorkInjury.com or Call Now (800)-707-2552, ext. 811 (24 Hour Recorded Message).

 
Last Updated on Friday, 28 August 2009 19:18
 
Do I have a Personal Injury Claim? If so, what’s next? PDF Print E-mail
Written by Corey Walker   
Wednesday, 26 August 2009 19:27

Iowa Courts recognize a person's right to bring a claim against another for injuries caused by fault or negligence. If you are hurt by anyone's negligence, including that of another car driver, corporation, manufacturer, store merchant, or someone else you have a "personal injury" claim.  

 
Types of Personal Injuries:
  • Car Accidents
  • Motorcycle accidents
  • Dog bites (injuries caused by a dog or other animal)
  • Falls (injury because someone did not take care of the walkway for example)
  • Nursing home (injuries sustained by a resident of a nursing home)
  • Product liability (injury by harmful product)
  You should know that regardless of the type of case you have, a common misconception is that the insurance adjustor is there to help you with your case. The insurance adjustor works for the other side and has no duty to protect your rights. Even if you are sensible with the insurance adjustor this does not mean the insurance adjustor will be rational with you. They would rather collect premiums from people than pay claims.  

 

The insurance company trains their adjustors to pay you the least amount of money possible. Sometimes this means intentionally frustrating you in hopes that you will give-up and go-away.  If you decide to try to handle your case on your own, it is important that you do not lose your temper or make any kind of threats to the insurance adjustor.  

 

The adjuster may offer you a ridiculously low settlement which may upset or anger you. However, getting angry will not persuade the insurance company to offer you more money. It will make the adjustor think you aren’t willing to negotiate your case and it could eventually harm your claim.

 

 What if the adjustor asks for a recorded statement?

Sometimes, the insurance company will tell you that you must give them a recorded statement before they will consider your claim. While this can be true if you are making a claim against your own insurance company, for example in a property damage claim, uninsured or underinsured motorist claim, you are generally not required to give a recorded statement to the insurance adjustor for the other party.  

 

They basically want to ask you a bunch of questions that you aren’t prepared to answer in hopes that you will disclose something to them that will hurt your claim or make it less valuable. For example, the adjustor may ask you "Have you ever had neck pain before?"  Your immediate response may be "No".  Well, if you previously saw your family doctor or a chiropractor at sometime in your life and mentioned neck pain this can create a real problem. Your credibility is very important, a single wrong answer to a question that you are not prepared for or do not understand can cost you thousands of dollars in your case. It is rare that giving a recorded statement to the other party's insurance adjustor in a personal injury or car accident case will help your claim.

How will I ever find a good lawyer?

You need to look for is a lawyer who advertises "practicing primarily in personal injury”. What this means:  

  • The lawyer has certified with the Iowa State Bar Association that at least 40% of their law practice involves personal injury
 
  • That they have spent at least 15 hours per year taking continuing education classes about the changing personal injury laws.  
 

Iowa's personal injury laws are far too complex for someone without knowledge and experience to represent someone seriously injured. Only a qualified Iowa personal injury lawyer can make sure that your rights are protected and that you are treated fairly in your case.

When looking for a lawyer, you should always find out what their past clients have to say about them. You can ask the lawyer for testimonials or reviews from their past clients, don't take "all my cases are confidential" as an answer.

  • Don’t you want someone representing you with a proven track record?
 
  • Do you really want to take a gamble on the lawyer you chose? If a lawyer has obtained good results from past clients and their past clients have good things to say, then chances are they are qualified to represent you.  
 

Whether you live in Des Moines, Cedar Rapids, Waterloo, Iowa City, Ft. Dodge, and Marshalltown or even outside of the state of Iowa, you should find an experienced personal injury lawyer to help you.

Will I be able to afford an Attorney?

Most qualified Iowa injury lawyers will provide you with an initial consultation at no cost. If you do decided to hire the attorney you meet with most personal injury cases are handled on a contingency fee. This means if your case does not settle and you don’t receive any money then you will not owe any fees. The lawyer being paid is contingent upon you being paid. However, if you do receive a settlement then your lawyer would get a certain percentage of the amount you received.


To learn more order a copy of my FREE Book entitled “The Legal Insider’s Guide to Iowa Car Accidents- 7 Secrets to Not Wreck Your Case” click on the car accident book, go to http://www.IowaCarAccidentBook.com, or Call Now 1-800-707-2552, ext. 910 (24 Hour Message).  Why offer a Free Book?  Iowa Personal Injury Lawyer Corey Walker has represented hundreds of Iowans injured in car accidents and crashes from Des Moines, Newton, Oskaloosa, Ottumwa, Iowa City, Grinnell, Pella, Knoxville and from throughout the state of Iowa.  He has seen too many clients make mistakes before they had the “right” information resulting in them losing thousands of dollars.  Finally, you can learn about car accidents in the comfort of your own home with no risk or obligation. 

Last Updated on Wednesday, 26 August 2009 19:33
 
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